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Living Benefits Life Insurance 


Living Benefits Life Insurance

Part of a smart retirement plan is planning for the unfortunate possibility of needing long term care while you are still alive, which can rack up medical bills as you age. At Alto Financial Group, we will take a look at your finances, and let you know if investing in living benefit life insurance would help you to prepare for these unexpected needs down the road.


What is Living Benefits Life Insurance?

When you purchase a life insurance policy, you select a death benefit which will eventually go to your loved ones after you pass away. However, it is possible to use some of the money in your death benefit while you are still alive. Many life insurance policies offer living benefits with certain limitations. Living benefit life insurance allows the policyholder to access advanced portions of their death benefit in the event that they need immediate assistance to cover certain things, such as the cost of medical expenses.


Planning for your Retirement

There are so many different aspects of living benefits that it can be difficult to navigate and confusing to understand the complexities of it all. That is where we come in. Our licensed agents can help you to understand how living benefits work, find out how much money you can get, different types of living benefits, who can use living benefits, and the limitations of living benefits, or accelerated death benefits. Contact us to learn more.


The information contained herein is for informational purposes only and should not be considered investment or tax advice. For a personalized evaluation, please speak with your licensed agent or registered representative.

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