Part 2B of Form ADV: Brochure Supplement

4099 William Penn Highway, 4th Floor Monroeville, PA 15146

Verity Asset Management, Inc. dba Encompass More

280 S. Mangum Street Suite 550 Durham, NC 27701

Telephone: 919-490-6717 Email: [email protected] Web Address: www.verityinvest.com

6/3/2019

This brochure supplement provides information about Cameron C. Clay that supplements the Verity Asset Management brochure. You should have received a copy of that brochure. Please contact Verity's Compliance Officer if you did not receive Verity's brochure or if you have any questions about the contents of this supplement.

Additional information about Cameron C. Clay is available on the SEC’s website at www.adviserinfo.sec.gov.

Item 2 Educational Background and Business Experience

Full Legal Name: Cameron Christian Clay Born: 1989 Education

• Penn State University; BA, Journalism; 2010 Business Experience

• Verity Asset Management dba Encompass More; Financial Advisor; from 5/2019 to Present

• Appreciation Financial; Agent; from 9/2017 to Present

• Team Dream Financial; Agent; from11/2013 to 9/2017

• Renaissance Christian Academy; Program Director; from 1/2013 to6/2014

• American Income Life; Agent; from 11/2011 to 1/2013

• Pittsburgh Tribune Review; Reporter; from 7/2010 to11/2011

  Item 3 Disciplinary Information - No reportable disciplinary history. Item 4 Other Business Activities

  Appreciation Financial, a non-affiliated firm, is engaged in sales of insurance products. Mr. Clay is a licensed insurance agent with Appreciation Financial. Therefore, in addition to providing investment advisory services through Verity on a fee basis, he may recommend and sell insurance products through Appreciation on a commission basis.

  Clients should be aware that the opportunity for such additional compensation may give individuals such as Mr. Clay an incentive to recommend products based on the compensation received, rather than on the client's needs. This creates a conflict of interest that could impair the objectivity of these individuals when making recommendations. Our firm endeavors at all times to put the interest of our clients first as part of our fiduciary duty as a registered investment adviser. In addition, we take the following steps to address this conflict:

• we disclose to clients the existence of all material conflicts of interest;

• we disclose to clients that they are not obligated to purchase products or services we recommend;

• we collect, maintain and document relevant client background information in order to properly assess

  the suitability of various products and services;

• we conduct reviews of each client account at appropriate intervals to verify that recommendations are

  suitable;

• we require that our employees seek prior approval of any outside employment activity.

  Please see Item 10 of our firm's Form ADV Part 2 for more details.

  B. Non-Investment-Related Activities
  No other business or occupation provides substantial compensation or involves a substantial amount of his time.

  Item 5 Additional Compensation - He does not receive any economic benefit from a non-advisory client for the provision of advisory services.

  Item 6 Supervision

  Supervisor: Christopher M. Chatto (925-398-3402)
  Our firm places accounts into one or more model portfolios except in limited cases where clients elect to hold assets in a non-modeled status. Model portfolios are designed and managed under the supervision of members of the Investment Committee and the Chief Investment Officer to conform to defined investment objectives. New account paperwork submitted by clients is reviewed by a compliance principal to verify suitability of the model or other investment selection(s) prior to acceptance of the account, and client requests for portfolio changes, which must be in writing, are also reviewed for suitability. Models are monitored daily by the respective portfolio manager for consistency with investment objectives, and non- modeled accounts are reviewed at least quarterly. Trades are reviewed daily by the Chief Investment Officer using a Daily Trade Blotter. Distributions and terminations are monitored daily for unusual activity.