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(1) Our registered investment advisors are investment advisory representatives of Encompass More Asset Management LLC.   Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (“SEC”) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.  Registration with the SEC does not imply a certain level of skill or training.  Investment products are not FDIC insured, offer no bank guarantee, and may lose value.  Alto Financial Group is not affiliated with Encompass More Asset Management LLC. 

Disclosures about earning commissions and rewards
Alto Financial Group and/or any of our independent agents do not guarantee any level of income. Every agent’s success in earning Commissions will depend on his or her efforts, abilities, and circumstances. Financial success with Alto Financial Group requires dedication and diligent effort. Those considering becoming an Agent should carefully consider their unique circumstances whenever setting any earned commission expectations, rather than relying upon testimonials of others or hypothetical examples. Agents only earn commission on the sale of products and services sold to Clients. For more detailed information ask to see our compensation plan for each product and/or service offered for sale.

Alto Financial Group is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.

This policy applies to all employment practices within our organization, including hiring, recruiting, promotion, termination, layoff, recall, leave of absence, compensation, benefits, training, and apprenticeship. Alto Financial Group makes hiring decisions based solely on qualifications, merit, and business needs at the time.